Credit Risk Analysis

One Week £ 1,900 | Two Week £3,500 | One Week ₦120,000

 

Credit risk is a fast changing discipline at the leading edge of risk management practice. The financial crisis brought into focus the need for effective risk management control and highlighted many deficiencies of banks’ approaches to measuring credit risk. This has resulted in financial institutions reviewing their approach to the management of credit risk from a process, organisational and systems perspective. The course tries to equip the participants with the tools to perform an in-depth credit analysis and management.

This intensive course will demonstrate how financial institutions must address the risks attached to their activities methodically with the goal of achieving sustained benefit across the whole organisation. The impact of recent developments in governance, risk management and the Basel framework is also covered during the course.

  • The changing risk analysis environment
    • Risk management as part of the organisation’s strategic management
    • The risk manager’s role
    • Types of risk
  • Risk Management and Governance
    • Developing an appropriate risk management framework
    • COSO framework
    • Developments in corporate governance
    • Enterprise risk analysis
    • Organisation structure
  • Credit risk
    • Best practices in credit risk management
    • Measuring credit risk
    • Credit policies, procedures, standards and culture
    • Stress testing
  • Operational risk
    • Categorising operational losses
    • Key risk drivers
    • Regulatory approaches
  • Other risks
    • Market risk
    • Business risk
  • Regulatory framework
    • Basel framework
    • Other regulatory development

By the end of the course you will be able to:

  • Identify and evaluate the major risks and key areas of concern in banks and financial institutions
  • Monitor and control the credit portfolio more effectively in order to limit problem loans and Implement effective controls and regulatory processes
  • Assess the implications of recent changes in the regulatory framework for strategy, policies and structure